# Pay invoices in installments with AWS Financing
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You can use Financing to pay your select AWS Marketplace purchases in installments up to 48 months. You will apply through the AWS Billing and Cost Management console, and applications are reviewed by our partnering lender. After your application is approved, you can immediate pay select AWS Marketplace invoices using financing in the **Payments** page of the Billing and Cost Management console. All financing decisions are at the sole discretion of the partnering lender.

**Note**  
Financing is currently not available if your business legal address is located outside of the US, or in the following states: Nevada, North Carolina, North Dakota, Tennessee, and Vermont.
If you are interested in financing your AWS Marketplace purchases, fill out the interest form found on the [AWS Financing Marketing](https://aws.amazon.com/marketplace/features/financing) page.

## Getting started with Financing
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### IAM permissions
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An AWS Identity and Access Management (IAM) user or role must have permissions to use the Financing feature. Contact your administrator to grant access to these permissions. For more information about the required IAM permissions, see [Identity-based policy with Billing: AWS Billing console actions](https://docs.aws.amazon.com/awsaccountbilling/latest/aboutv2/security_iam_id-based-policy-examples.html#user-permissions) and [Actions, resources, and condition keys for AWS Payments](https://docs.aws.amazon.com/service-authorization/latest/reference/list_awspayments.html) in the *Service Authorization Reference*.

### Next steps
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To get started, apply for Financing through the AWS Billing and Cost Management console. For instructions, see [Applying for AWS Financing](payment-financing-apply.md).